Your money,
off your mind.
Every card, loan, bill and promo event on one calm timeline. FinFloe remembers the dates, warns you before anything slips, and shows exactly where you stand. You decide what happens next.
30-Day Free Trial
No Bank Linking Needed
The chaos of juggling and remembering is over.
Juggling bills and payments for multiple credit cards, lines of credit, rent, phone, insurance and every other recurring bill gets overwhelming, and it's exactly what stops most of us from managing our money easily. Multiple banking apps to check balances, a notes file or spreadsheet to track it all, a calendar for the reminders. It works, if you stay disciplined. It should feel like a breeze instead.
FinFloe folds it into one simple ritual: check in, see where you stand, get on with your day.
Add your credit cards and all your recurring bills.
Every borrowing and every recurring bill, set up once: credit cards, lines of credit, rent, phone, insurance and so on, with your income schedule alongside. From there, checking, managing and updating takes moments.
You enter everything yourself, nothing links to your bank, and FinFloe prompts you whenever a new statement drops, a payment's due or a promotion is ending.
Reminders that arrive days early.
Everything that needs your attention: payment due dates, bill due dates, statement update days, promotion expiry dates. And if something slips past, overdue alerts keep you on track.
No more late fees. No more missed 0% promo rates. No more surprises.
A few minutes keeps it honest.
When a statement lands, update the balance and due date. When you pay a bill, mark it paid. When you pay a borrowing, record the payment.
Record a payment, update a statement, or mark a bill paid.
One glance: what's in, what's out, what's next.
Every bill and borrowing you add, and every event around it, shows up on your timeline in order: income landing, statements dropping, bills coming due and so on. One scroll shows where everything stands and what's coming next.
See your cash flow at a glance. Use it well. That's financial clarity.
A light budget, so you don't overspend.
Set a monthly budget once and watch how you're doing against it. Built mainly for credit card spending, which makes it easy to spend past what's actually safe. You stay in control of your money.
For Plus users
AI Chat and Monthly Reports are on the way.
We're building the first versions now: chat with AI about your own finances, and a monthly report that sums up your month and your spending. Rolling out to Plus users first.
Ten minutes, once.
Manual by design: entering your own numbers is exactly what keeps you in control of them.
Add your borrowings and bills
Cards, lines of credit, loans, rent, phone. The whole cast, typed in by you.
Set cycles and income
Statement dates, due dates, pay schedule. Once. FinFloe computes the rest.
Check in when it nudges
Update a balance, mark a bill paid, glance at the timeline. You decide; it remembers.
Nothing linked.
Everything yours.
Keeping FinFloe unplugged from your bank is a deliberate choice, not a missing feature. Built by someone juggling seven cards and three lines of credit, for everyone doing the same.
No bank login, ever
FinFloe never asks for credentials and never connects to your accounts. There's nothing to breach because nothing is linked.
Your numbers, your call
You choose what goes in. It's your ledger: the app keeps the records and does the remembering, you make the decisions.
The full picture, always
Everything you've entered is laid out in plain sight on one timeline. You always know exactly what the app knows.
Give your memory the month off.
Try FinFloe free for 30 days. If it helps, pass it along to someone in the same boat. If something feels off, tell us. Honest feedback is how it gets better.